Being self-employed can bring a wide range of benefits and freedoms which are to be celebrated, but making the switch to being your own boss can mean taking on new responsibilities or losing access to benefits you previously may have taken for granted when underemployment. For example, many employers offer life insurance or private healthcare as part of their employee perks, but when you are self-employed, it is on you to sort these out.

Ensuring that you have life insurance in place as a self-employed individual is absolutely crucial and should form part of your financial planning and budgeting strategy. Not only is it to be considered from a financial perspective, but it is also good from a business perspective so that you’re work is still protected should something happen. With that in mind, let’s take a look at some of the reasons why, if you’re self-employed, you need to make sure that you have life insurance.

Do I Need Self-Employed Life Insurance?

The answer all comes down to the level of risk which you are happy with and how you determine this risk is dependent on your circumstances. Some self-employed individuals are at a relatively low risk of death …

Whether it concerns managing the server or hiring a system administrator, a safe and secure vps in Australia is required to determine any business’s success. When buying a domain name and hosting, you always consider security first.

Needless to say, Linux default security is pretty good because it becomes difficult for the attackers or hackers to get system-level access. The root account owns the system-related files.

If your system gets affected, viruses can be easily removed as they only affect the user account where they were initially installed and do not affect the root account.  So, before going into the details, you need to know how to secure them.

So, read through this article to get an idea.

What is VPS Hosting?

VPS Hosting is a web hosting solution that hosts your website or application on a Virtual Private Server, isolated from other websites. VPS Hosting uses virtualisation technology to split a physical server into multiple virtual servers.

Along with an exclusive server, each website gets its dedicated resources, like RAM and CPU. This allows the website owners to leverage root access and achieve high website performance and security.

Commonly Linux  VPS Hosting Security Tips

The tips to secure …

Running a business during a recession can be scary, as no one knows what’s going to happen next and both people and businesses have less disposable income, which means both B2B and B2C businesses suffer. However, you don’t just need to sit back and wait for the worst to happen (if it does) as there are things you can do to help you protect your business in a recession. From getting the right types of insurance, including credit insurance, to keeping your customers loyal and focusing on maintaining the quality of the product or service that you offer, we’ve got you covered.

Get The Right Insurance

Having the right insurance for your business is always important, but it’s even more so the case throughout a recession where there are increased risks to your business. Whilst good insurance is a cost for a business, it could one day be what your business needs to stay afloat. A good example is export credit insurance, which can help you to expand safely as if the creditor doesn’t pay up for what they owe, the insurance company will. It’s best to work with an insurance broker specific to your industry to make …

Work With Experienced Agencies In Both Areas

The first piece of advice we’d recommend is working with experienced agencies for both the SEO and web design areas of your website. An experienced agency will understand that some level of compromise needs to happen when it comes to SEO and web design and know how to make that work. They will be able to effectively communicate to find the right balance to benefit both sides. It’s even better if you can find an SEO or web design company that has a trusted partner they work with and has experience communicating together.

If a web design or SEO agency does both in-house, unless it’s a large company, it usually suggests that they aren’t experts in either. So, we’d advise working with a smaller design agency Manchester or London-based, that understands the importance of SEO and has a team that they work with in order to produce well-optimised websites that drive organic traffic, as well as focusing on user experience.

Focus On Responsive Web Design

Something else you should do when it comes to SEO and web design is to focus on responsive web design. The majority of users now use a mobile …

In your early 20s, it’s unlikely that you are highly in tune with your financial situation. Most early 20 year olds tend to get into the habit of living from day to day, with many finding that their money is gone before the end of the month. But, your 20s are a hugely transformative time of your life and this period is when you’ll likely move out on your own and make a start in climbing the job ladder.

It’s also when you should start developing good and positive habits that will last you a lifetime and part of that is mastering your finances. Now is a good time to get your finances into line, set some long-term money oriented goals and get saving for your future. With that in mind, let’s take a look at how you can master your finances in your 20s.

Learn How To Budget

One of the best and most important things to learn is how to establish and follow a budget. One rule that many look to follow is not to save what is left after you’ve spent, but to spend after you have set aside money for saving. This time of your life …